@article{art5233,
  title = {The Influence of TAM Variables and Financial Literacy on QRIS Payment Decisions with Interest as an Intervening Variable (Study on Semarang State Polytechnic Students)},
  doi = {10.18535/ijsrm/v12i04.em10},
  url = {https://www.ijsrm.net/index.php/ijecs/article/view/5233}
}