Syahrul Hidayat, Muhammad, Nurul Mazidah, Didik Supardana Setia Aksana, and Nurhayati , trans. 2023. “Financial Inclusion through Islamic Microfinance: Empirical Evidence from Developing Countries”. International Journal of Scientific Research and Management (IJSRM) 11 (11): 5302-12. https://doi.org/10.18535/ijsrm/v11i11.em03.