N. Butarbutar, D. Lie, C. Bagenda, E. Hendrayani, and A. Sudirman , Trans., “Analysis of the Effect of Performance Expectancy, Effort Expectancy, and Lifestyle Compatibility on Behavioral Intention QRIS in Indonesia”, int.jour.sci.res.mana, vol. 10, no. 11, pp. 4203–4211, Nov. 2022, doi: 10.18535/ijsrm/v10i11.em07.