ISSN (Online): 2321-3418
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Economics and Management
Open Access

A Model of Sharia Educational Management: Advancing Sustainable Islamic Financial Inclusion

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DOI: 10.18535/ijsrm/v13i05.em08· Pages: 10.18535/ijsrm/v13i05.em08· Vol. 13, No. 05, (2025)· Published: May 13, 2025
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Abstract

1.    Demirgüç-Kunt A, Klapper L, Singer D, Ansar S, Hess J. The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution. Washington, DC: World Bank; 2018.
2.    Mohieldin M, Iqbal Z, Rostom A, Fu X. The Role of Islamic Finance in Enhancing Financial Inclusion in Organization of Islamic Cooperation (OIC) Countries. Washington, DC: The World Bank; 2011. Policy Research Working Paper No. 5920.
3.    Ahmed H. Financial Inclusion and Islamic Finance: Organizational Formats, Products, Outreach, and Sustainability. J Econ Coop Dev. 2013;34(3):1-38.
4.    Dusuki AW, Abdullah NIM. Maqasid al-Shariah, Maslahah, and Corporate Social Responsibility. Am J Islam Soc Sci. 2007;24(1):25-45.
5.    Otoritas Jasa Keuangan (OJK). Survei Nasional Literasi dan Inklusi Keuangan Syariah 2022. Jakarta: OJK; 2022.
6.    Bank Indonesia. Laporan Ekonomi dan Keuangan Syariah 2023. Jakarta: Bank Indonesia; 2023.
7.    Pradhan RP, Arvin MB, Nair M, Hall JH. Does Financial Literacy Promote Financial Inclusion in the Digital Era? Evidence from Emerging Economies. J Econ Behav Organ. 2024;212:143-154.
8.    Creswell JW, Poth CN. Qualitative Inquiry and Research Design: Choosing Among Five Approaches. 4th ed. Thousand Oaks, CA: Sage Publications; 2018.
9.    Patton MQ. Qualitative Research and Evaluation Methods: Integrating Theory and Practice. 4th ed. Thousand Oaks, CA: Sage Publications; 2015.
10.    Bowen GA. Document Analysis as a Qualitative Research Method. Qual Res J. 2009;9(2):27-40.
11.    Lincoln YS, Guba EG. Naturalistic Inquiry. Beverly Hills, CA: Sage Publications; 1985.
12.    Braun V, Clarke V. Using Thematic Analysis in Psychology. Qual Res Psychol. 2006;3(2):77-101.
13.    Silver C, Lewins A. Using Software in Qualitative Research: A Step-by-Step Guide. London: Sage Publications; 2014.
14.    Corbin J, Strauss A. Basics of Qualitative Research: Techniques and Procedures for Developing Grounded Theory. 4th ed. Thousand Oaks, CA: Sage Publications; 2015.
15.    Hassan R. Ethics and Social Responsibility in Islamic Research: The Principles of Amanah, ‘Adl, and Mas’uliyyah. Int J Islam Manag. 2011;3(1):1-12.
16.    Iqbal M, Mirakhor A. An Introduction to Islamic Finance: Theory and Practice. 2nd ed. Singapore: John Wiley & Sons; 2011.
17.    Hassan M, Aliyu S. Financial Inclusion and Islamic Finance: An Empirical Analysis. J Islamic Econ. 2018;5(3):113-125.
18.    Azra A. Reformasi Pendidikan Islam: Menjawab Tantangan Zaman. Jakarta: Kencana; 2017.
19.    Northouse PG. Leadership: Theory and Practice. 8th ed. Thousand Oaks, CA: Sage Publications; 2018.
20.    Sulaiman M, Syed Ibrahim S, Adnan A. Sharia Leadership in Islamic Finance: Case Studies from Malaysia. J Islamic Manag. 2020;3(2):28-42.
21.    Demirgüç-Kunt A, Klapper L, Singer D, Van Oudheusden P. The Global Findex Database 2021: Financial Inclusion, Digital Payments, and Resilience in the Age of COVID-19. Washington, DC: World Bank; 2022.
22.    Bowen GA. Document Analysis as a Qualitative Research Method. Qual Res J. 2009;9(2):27-40.
23.    Creswell JW, Poth CN. Qualitative Inquiry and Research Design: Choosing Among Five Approaches. 4th ed. Thousand Oaks, CA: Sage Publications; 2018.
24.    Patton MQ. Qualitative Research and Evaluation Methods: Integrating Theory and Practice. 4th ed. Thousand Oaks, CA: Sage Publications; 2015.

Keywords

Islamic Financial InclusionSharia Educational ManagementMaqashid al-ShariahFinancial

References

  1. Demirgüç-Kunt A, Klapper L, Singer D, Ansar S, Hess J. The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution. Washington, DC: World Bank; 2018.Google Scholar ↗
  2. Mohieldin M, Iqbal Z, Rostom A, Fu X. The Role of Islamic Finance in Enhancing Financial Inclusion in Organization of Islamic Cooperation (OIC) Countries. Washington, DC: The World Bank; 2011. Policy Research Working Paper No. 5920.Google Scholar ↗
  3. Ahmed H. Financial Inclusion and Islamic Finance: Organizational Formats, Products, Outreach, and Sustainability. J Econ Coop Dev. 2013;34(3):1-38.Google Scholar ↗
  4. Dusuki AW, Abdullah NIM. Maqasid al-Shariah, Maslahah, and Corporate Social Responsibility. Am J Islam Soc Sci. 2007;24(1):25-45.Google Scholar ↗
  5. Otoritas Jasa Keuangan (OJK). Survei Nasional Literasi dan Inklusi Keuangan Syariah 2022. Jakarta: OJK; 2022.Google Scholar ↗
  6. Bank Indonesia. Laporan Ekonomi dan Keuangan Syariah 2023. Jakarta: Bank Indonesia; 2023.Google Scholar ↗
  7. Pradhan RP, Arvin MB, Nair M, Hall JH. Does Financial Literacy Promote Financial Inclusion in the Digital Era? Evidence from Emerging Economies. J Econ Behav Organ. 2024;212:143-154.Google Scholar ↗
  8. Creswell JW, Poth CN. Qualitative Inquiry and Research Design: Choosing Among Five Approaches. 4th ed. Thousand Oaks, CA: Sage Publications; 2018.Google Scholar ↗
  9. Patton MQ. Qualitative Research and Evaluation Methods: Integrating Theory and Practice. 4th ed. Thousand Oaks, CA: Sage Publications; 2015.Google Scholar ↗
  10. Bowen GA. Document Analysis as a Qualitative Research Method. Qual Res J. 2009;9(2):27-40.Google Scholar ↗
  11. Lincoln YS, Guba EG. Naturalistic Inquiry. Beverly Hills, CA: Sage Publications; 1985.Google Scholar ↗
  12. Braun V, Clarke V. Using Thematic Analysis in Psychology. Qual Res Psychol. 2006;3(2):77-101.Google Scholar ↗
  13. Silver C, Lewins A. Using Software in Qualitative Research: A Step-by-Step Guide. London: Sage Publications; 2014.Google Scholar ↗
  14. Corbin J, Strauss A. Basics of Qualitative Research: Techniques and Procedures for Developing Grounded Theory. 4th ed. Thousand Oaks, CA: Sage Publications; 2015.Google Scholar ↗
  15. Hassan R. Ethics and Social Responsibility in Islamic Research: The Principles of Amanah, ‘Adl, and Mas’uliyyah. Int J Islam Manag. 2011;3(1):1-12.Google Scholar ↗
  16. Iqbal M, Mirakhor A. An Introduction to Islamic Finance: Theory and Practice. 2nd ed. Singapore: John Wiley & Sons; 2011.Google Scholar ↗
  17. Hassan M, Aliyu S. Financial Inclusion and Islamic Finance: An Empirical Analysis. J Islamic Econ. 2018;5(3):113-125.Google Scholar ↗
  18. Azra A. Reformasi Pendidikan Islam: Menjawab Tantangan Zaman. Jakarta: Kencana; 2017.Google Scholar ↗
  19. Northouse PG. Leadership: Theory and Practice. 8th ed. Thousand Oaks, CA: Sage Publications; 2018.Google Scholar ↗
  20. Sulaiman M, Syed Ibrahim S, Adnan A. Sharia Leadership in Islamic Finance: Case Studies from Malaysia. J Islamic Manag. 2020;3(2):28-42.Google Scholar ↗
  21. Demirgüç-Kunt A, Klapper L, Singer D, Van Oudheusden P. The Global Findex Database 2021: Financial Inclusion, Digital Payments, and Resilience in the Age of COVID-19. Washington, DC: World Bank; 2022.Google Scholar ↗
  22. Bowen GA. Document Analysis as a Qualitative Research Method. Qual Res J. 2009;9(2):27-40.Google Scholar ↗
  23. Creswell JW, Poth CN. Qualitative Inquiry and Research Design: Choosing Among Five Approaches. 4th ed. Thousand Oaks, CA: Sage Publications; 2018.Google Scholar ↗
  24. Patton MQ. Qualitative Research and Evaluation Methods: Integrating Theory and Practice. 4th ed. Thousand Oaks, CA: Sage Publications; 2015.Google Scholar ↗
Author details
Harjoni Desky
Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri Lhokseumawe. Jl. Medan Banda Aceh, Alue Awe, Muara Dua, Kota Lhokseumawe, 54352. Aceh
✉ Corresponding Author
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Nur Asiah
2Universtias Islam Negeri Raden Intan Lampung, Lampung, Indonesia. Jalan Letnan Kolonel H Jl. Endro Suratmin, Sukarame, Kec. Sukarame, Kota Bandar Lampung, Lampung 35131
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Asmah Savitri
Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri Lhokseumawe. Jl. Medan Banda Aceh, Alue Awe, Muara Dua, Kota Lhokseumawe, 54352. Aceh Indonesia. 2Universtias Islam Negeri Raden Intan Lampung, Lampung
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